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How to Accept Giropay Payments through Stripe

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A popular payment method in Germany

Stripe users in Europe and the United States can accept Giropay payments from customers in Germany. During the payment process, your customer is redirected to their bank’s website or mobile application to authorize the payment. 


Giropay is a synchronous method of payment. This means your customer takes action to send the amount to you through a redirect and there is immediate confirmation about the success or failure of a payment. The risk of fraud or unrecognized payments is extremely low with Giropay as the customer must authenticate the payment with their bank. As such, there is no dispute process that can result in a chargeback and funds withdrawn from your Stripe account. Should a customer dispute a payment to their bank, it is handled internally — no dispute information is presented in the Dashboard. Finally, Giropay payments can be refunded up to 180 days after the original payment.


Giropay only works with Euro Currency and with one-off payments, therefore can not be used for Payment Plans (installments) and/or Subscriptions.

Set up your system to accept Giropay payments through Stripe

1. Enable Giropay as a payment method in your Stripe account. Go to Settings → Payment methods and enable Giropay.

Make sure to read the Terms of Use and the Giropay Addendum and then click on Turn on on the modal. 

2. Make sure that your school’s currency is set to Euro. You can change that by going to Settings  → Financial Currency

3. Click on SettingsFinancial  → Payment Gateway and enable Giropay.

Your Payment pages include Giropay as a payment method.

For more information on how to accept Giropay payment through Stripe, you may visit https://stripe.com/docs/payments/giropay

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